Dima Jarrar Versus Michael Rockvoan and Goauto Insurance Company

DIMA JARRAR NO. 24-CA-312

VERSUS FIFTH CIRCUIT

MICHAEL ROCKVOAN AND GOAUTO COURT OF APPEAL
INSURANCE COMPANY
STATE OF LOUISIANA

ON APPEAL FROM THE TWENTY-FOURTH JUDICIAL DISTRICT COURT
PARISH OF JEFFERSON, STATE OF LOUISIANA
NO. 848-026, DIVISION "A"
HONORABLE RAYMOND S. STEIB, JR., JUDGE PRESIDING

January 29, 2025

FREDERICKA HOMBERG WICKER
JUDGE

Panel composed of Judges Fredericka Homberg Wicker,
Stephen J. Windhorst, and John J. Molaison, Jr.

AFFIRMED
FHW
SJW
JJM

COUNSEL FOR PLAINTIFF/APPELLANT,
DIMA JARRAR
Leonard J. Cline, Jr.
Lionel J. Favret, III

COUNSEL FOR DEFENDANT/APPELLEE,
GOAUTO INSURANCE COMPANY
Michele T. Barreca
Matthew D. Fraser

WICKER, J.

This matter is before us on appeal of the trial court’s judgment granting the

peremptory exception of prescription filed by appellee, Go Auto Insurance Company

(“Go Auto”) and dismissing, with prejudice, the Petition for Damages (the

“Petition”) filed herein by appellant, Dima Jarrar (“Jarrar”). For the reasons stated

below, we affirm.

FACTS AND STATEMENT OF THE CASE

On or about September 23, 2022, Jarrar was operating a vehicle traveling

northbound on Harvard Avenue in Metairie, Louisiana. As she approached the

intersection of Fairfield Drive, she moved into the opposite lane to pass a

construction vehicle that was blocking her lane. Go Auto’s insured, Michael

Rockvoan (“Rockvoan”) was operating a vehicle that was traveling westbound on

Fairfield Drive. It is alleged that Rockvoan disregarded a stop sign and crossed into

Jarrar’s lane of travel, causing a collision (the “Accident”). Jarrar claims that she

suffered damages and physical injuries as a result of the Accident.

On July 18, 2023, some ten months after the Accident, Jarrar left the United

States and traveled to Tel Aviv, Israel, to visit her family who live there. At the time

she left for Israel, Jarrar had not filed a lawsuit as a result of the injuries and damages

she allegedly suffered in the Accident.

It is not clear from the record when Jarrar retained counsel in conjunction with

her claims, nor how she retained counsel, since she spent several months in Israel

during that time, but on August 29, 2023, during the prescriptive period, her counsel

sent a Letter of Representation to Go Auto, via email transmission, identifying a

claim number, the date of the Accident, and Go Auto’s insured, Rocvoan, as the

alleged tortfeasor. The following day, a representative of Go Auto sent a letter to

Jarrar’s counsel acknowledging receipt of the Letter of Representation, stating that

Go Auto would cooperate in the investigation of the claim, requesting certain

1

information from counsel relative to Jarrar’s claims, and explaining to counsel the

process to submit settlement proposals. Jarrar’s counsel immediately provided Go

Auto with Jarrar’s medical records and invoices relating to the Accident on August

31, 2023, at which time, counsel also demanded that Go Auto tender the policy

limits. On September 1, 2023, Go Auto sent correspondence to Jarrar’s counsel

offering to settle the matter for $5,300, asking counsel to present the offer to Jarrar,

and advising that if accepted, the settlement would be confirmed upon receipt of an

executed release at which point a check for the settlement amount would be sent to

counsel.

The record does not indicate that Go Auto specified any date by which

acceptance of its settlement offer would expire; nor does the record contain any

indication that Jarrar’s counsel at any time contacted Go Auto to request that Go

Auto’s offer of settlement remain open until such time as counsel was able to contact

Jarrar. No correspondence or other evidence of any contact between Jarrar’s counsel

and Go Auto appears in the record from September 1, 2023, until September 27,

2023 – after the expiration of the one year prescriptive period – when Jarrar’s

counsel sent email correspondence to Go Auto referencing a call that had occurred

on September 26, 2023,1 and stating that as a result of that call, he was able to make

contact with Jarrar and that Go Auto’s offer was accepted.2 The same day, Go Auto

sent correspondence to Jarrar’s counsel implicitly advising him that Jarrar’s claims

had prescribed.3 Jarrar’s counsel immediately sent email correspondence to Go Auto

1
There is no evidence in the record as to the substance of any call on September 26, 2023. It is
not clear whether Jarrar’s counsel actually spoke to a Go Auto representative or whether Jarrar’s
counsel left a voicemail stating that he was attempting to get in touch with Jarrar relative to the
settlement offer.
2
Jarrar’s brief filed in this case states that her counsel made “indirect” contact with Jarrar. Contact
was made with Jarrar’s husband who claimed to counsel that he had been in touch with Jarrar and
that Go Auto’s settlement offer was accepted. The record does not reflect that Jarrar’s husband
had any authority to act on her behalf. Jarrar did not return to the United States until February 3,
2024.
3
The letter states that “Louisiana has a one (1) year prescription that applies to your client’s
liability claims. This means that you must either settle your claim or file a lawsuit asserting your
claim on or before the one-year anniversary of 09/23/2022. Should the claim not settle or should
2

requesting Go Auto to honor its settlement offer in light of the facts that Jarrar was

out of the country and it had taken counsel some time to get in touch with her, and

Go Auto had not previously informed Jarrar’s counsel that the offer would be or was

revoked as of September 23, 2023.

On September 29, 2023, Jarrar’s counsel sent a public records request to the

Jefferson Parish Public Records Center requesting a copy of the Accident Report.

On October 13, 2023, Jarrar’s counsel received a copy of the Accident Report. The

Petition was filed the same day. On December 21, 2023, Go Auto filed an exception

of prescription, contending that Jarrar’s claims set forth in the Petition had

prescribed on their face and should be dismissed, with prejudice.

On March 16, 2024, Jarrar filed an opposition to the exception of prescription

asserting that the doctrine of contra non valentem should be applied to suspend or

interrupt prescription in this case because Jarrar had been unable to file the Petition

until she did. Jarrar alleged that the application of contra non valentem was

appropriate because she had been out of the country and unreachable, precluding

counsel’s ability to develop sufficient facts upon which to base the Petition. Counsel

stated that he had been provided only with Jarrar’s medical records, which did not

indicate where the Accident occurred, any circumstances surrounding the Accident,

or the identity of the other party who was involved in the Accident. Without these

facts, Jarrar argued, her counsel could not know the proper venue in which to file

the Petition. Jarrar’s counsel represented that he had tried to piece together enough

information to obtain the Accident Report, but that he had been unable to do so until

September 29, 2023.

suit not be filed on or before this date, your client will be barred from recovery due to the claim
having prescribed.” The letter goes on to state that “no action taken to date or in the future should
be construed as a waiver of or extension of the prescription.” The letter does not expressly state
that the settlement offer is withdrawn but implies that it is.
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Go Auto responded that the facts as alleged by Jarrar did not support the

application of the doctrine of contra non valentem in this case. A hearing on Go

Auto’s exception of prescription was conducted on March 26, 2024, following which

the district court granted Go Auto’s exception of prescription and dismissed Jarrar’s

claims, with prejudice. Judgment was entered on June 5, 2024. Jarrar timely filed a

Motion for a Devolutive Appeal on June 13, 2024. This appeal follows.

DISCUSSION

A. Prescription; Standard of Review

At the time of the Accident and at the time of the filing of the Petition, the

prescriptive period for delictual actions was one year, commencing from the day the

injury or damage is sustained. La. C.C. art. 3492 (repealed).4 An exception of

prescription is a peremptory exception, the function of which is to have the plaintiff’s

action declared legally nonexistent, or barred by the effect of law, which has the

effect of defeating the action entirely. Ruffins v. HAZA Foods of Louisiana, LLC,

21-619, p. 3 (La. App. 5 Cir. 5/25/22), 341 So.2d 1259, 1262, citing Farber v.

Bobear, 10-0985 (La. App. 4 Cir. 1/19/11), 56 So.3d 1061, 1069, citing La. C.C.P.

arts. 927, 923, respectively. The party urging the exception of prescription has the

burden of proof unless the grounds for the exception appear from the face of the

petition, in which case, the burden shifts to the plaintiff to show that the claim has

not prescribed, i.e., that prescription has been renounced, interrupted or suspended.

Id., 341 So.3d at 1262, citing Woods v. Cousins, 12-100 (La. App. 5 Cir. 10/16/12),

102 So.3d 977, 979, writ denied, 12-2452 (La. 1/11/13), 107 So.3d 617 (internal

4
In its 2024 Regular Session, the Louisiana legislature passed Act No. 423, Section 1 of which
enacted Louisiana Civil Code Articles 3493.11 and 3493.12. Article 3493.11 changes the
prescriptive period for delictual actions to two years, commencing from the day injury or damage
is sustained. Article 3493.12 provides that if the damage is to immovable property, the two-year
prescriptive period commences to run “from the day the owner of the immovable acquired, or
should have acquired, knowledge of the damage.” Section 2 of Act No. 423 repealed Article 3492
and 3493 in their entirety. Section 3 of the act states that it is to be given prospective application
only and applies only to delictual actions arising after the effective date, which, pursuant to Section
3 of the act, is July 1, 2024. The delictual action in this case arose before the July 1, 2024;
therefore, prescription is governed by former Article 3492.
4

citations omitted); In re Singleton, 19-578 (La. App. 5 Cir. 9/2/20), 303 So.3d 366-

67.

Evidence may be introduced at the hearing on an exception of prescription to

support or controvert the exception when the grounds thereof do not appear from the

petition. Id., citing Woods, 102 So.3d at 978, citing La. C.C.P. art. 931. In the

absence of evidence, the exception of prescription must be decided on the well-

pleaded allegations of material facts set forth in the petition, which are accepted as

true. Id., pp. 3-4, 341 So.3d 1262-63, citing Woods, 102 So.3d 978-79, citing, Kirby

v. field, 04-1898 (La. App. 1 Cir. 9/23/05), 925 So.2d 131, 135.

The standard of review of a trial court's ruling on a peremptory exception of

prescription depends on whether evidence is introduced. Id., citing Wells Fargo

Financial Louisiana, Inc. v. Galloway, 17-0413 (La. App. 4 Cir. 11/15/17), 231

So.3d 793, 800. When no evidence is introduced, appellate courts review judgments

sustaining an exception of prescription de novo, accepting the facts alleged in the

petition as true. Id., 341 So.3d at 1263, citing DeFelice v. Federated Nat'l Ins. Co.,

18-374 (La. App. 5 Cir. 7/9/19), 279 So.3d 422, 426. However, when evidence is

introduced at a hearing on an exception of prescription, the trial court's findings of

fact are reviewed under the manifest error standard. Id. Here, evidence on the

exception was introduced by both parties and we review the district court’s ruling

for manifest error.

B. Contra non Velentem

The parties in this appeal do not dispute the facts or the applicable law. There

is no dispute that, on its face, Jarrar’s Petition was prescribed when filed, since the

Accident occurred on September 23, 2022, and the Petition was not filed until

October 13, 2023. Go Auto did not renounce or waive prescription. Accordingly,

Jarrar bore the burden of proving that prescription was interrupted or suspended.

Jarrar asserted in the district court that she is entitled to the avail herself of the limited

5

jurisprudential exception to the running of prescription known as contra non

valentem. The district court ruled that she was not. Jarrar assigns four separate

errors related to the district court’s ruling but there is really only one issue to be

determined here – whether under the facts presented, Jarrar is entitled to invoke the

exception of contra non valentem to excuse her failure to file the Petition within one

year of the Accident.

Louisiana jurisprudence has long recognized the doctrine of contra non

valentem as a means of suspending the running of prescription. Wells v. Zadeck, 11-

1232 (La. 3/30/12), 89 So.3d 1145, 1150. Contra non valentem non currit

praescriptio means that prescription does not run against a person who could not

bring his suit. Id., citing Harvey v. Dixie Graphics, Inc., 593 So.2d 351, 354 (La.

1992). In Spruiell v. Ludwig, 568 So.2d 133, 138 (La.App. 5 Cir.1990), writ denied

573 So.2d 1117 (La.1991), this Court stated the law on the doctrine of contra non

valentem:

A judicially created exception to the running of liberative prescription
is afforded by the doctrine of contra non valentem agere nulla currit
praescriptio, (prescription does not run against one who is unable to
act). The four recognized situations where the doctrine applies to
prevent the running of prescription are:

(1) where there was some legal cause which prevented the courts or
their officers from taking cognizance of or acting on the plaintiff's
action;

(2) where there was some condition coupled with the contract or
connected with the proceedings which prevented the creditor from
suing or acting;

(3) where the debtor himself has done some act effectually to prevent
the creditor from availing himself of his cause of action;

(4) where the cause of action is not known or reasonably knowable by
the plaintiff, even though his ignorance is not induced by the
defendant.

(Citations omitted); see also Tenorio v. Exxon Mobil Corp., 14-814 (La. App. 5 Cir.

4/15/15), 170 So.3d 269, 274-75, writ denied, 15-1145 (La. 9/18/15), 178 So.3d 149.

6

Principles of equity and justice form the basic underpinnings of the doctrine of

contra non valentem. Nathan v. Carter, 372 So.2d 560, 563 La. (1979).

The first two situations in which the doctrine of contra non valentem may be

applied to suspend the running of prescription are, as this Court has recognized,

“infrequently applicable in modern times.” Casteneda v. Louisiana Ins. Guaranty

Assoc’n., 95-29, p. 4 (La. App. 5 Cir. 5/30/95) 657 So.2d 338, 340, citing Whitnell

v. Menville, 540 So.2d 304 (La. 1989). In the first two situations, the cause of action

is known to the plaintiff, but he was prevented from filing the claim due to no fault

of his own. The first situation is exemplified by Quierry's Executor v. Faussier's

Executor, 4 Mart. (o.s.) 609 (La.1817), where, prompted by wartime conditions, the

Legislature suspended the filing of lawsuits, i.e., a legal cause prevented the courts

from acting on the plaintiff’s action. The second is exemplified by Dalton v.

Plumbers and Steamfitters Local 60, 240 La. 246, 122 So.2d 88 (1960), where the

constitution and by-laws of the plaintiff's labor union required exhaustion of his

appeal to the union's General Executive Board, before resorting to litigation i.e.,

there was a condition coupled with the contract which prevented the creditor from

suing or acting. The first two bases for applying contra non velentem do not apply

in this case.

The third situation in which the doctrine may be applied is when a party by

fraud or concealment prevents another from obtaining knowledge of a cause of

action, in which case, prescription will begin to run only from the time the cause of

action is discovered or might have been discovered by the exercise of reasonable

diligence. See, Ayres v. New York Life Insurance Co., 219 La. 945, 54 So.2d 409

(1951). There has been no allegation in this case that Rockvoan or Go Auto took any

action to prevent Jarrar from obtaining knowledge of her cause of action. The

question then becomes whether Jarrar did not know and/or reasonably could not

know that she had a cause of action, even though her ignorance of her cause of action

7

was not induced by the defendants. As the district court correctly found, the facts of

this case do not support the application of the principle of contra non valentem.

The Petition and the evidence in the record demonstrate that Jarrar knew of

her cause of action on September 23, 2022, the date of the Accident. She has not

claimed that she was ignorant of the cause of action but instead, claims that her

attorney was ignorant of sufficient facts to timely file the Petition. As did the district

court, we find this argument to be devoid of merit.

Jarrar claims that she was unable to file the Petition before October 13, 2023,

because she was out of the country and could not be reached. She ignores the fact

that she did not leave the country until July 18, 2023, some ten months after her

cause of action accrued. It is unclear from the record whether she had retained

counsel prior to leaving for Israel or whether she retained counsel after she arrived

in Israel. Obviously, whenever she retained counsel, she should have provided

counsel with the basic information about the Accident. Clearly, as pointed out by the

district court, counsel knew enough to obtain her medical records relating to the

Accident. Further, Jarrar’s claims of being unreachable in Tel Aviv, Israel, as a

result of the unrest in the region fail.5 It was incumbent upon Jarrar to provide her

counsel with sufficient information to enable counsel to investigate her claim and

file a petition.

The evidence in the record shows that by August 29, 2023, Jarrar’s counsel,

at a minimum, had a claim number and knew the name of the alleged tortfeasor, the

date of the Accident, and the identity of the insurer of the tortfeasor. By September

1, 2023, Go Auto had made a settlement offer. Counsel was aware that the one-year

prescriptive period would expire on September 23, 2023. Counsel claims that efforts

5
This Court takes judicial notice that the attack by Hamas on Israel that led to the current and on-
going conflict occurred on October 7, 2023, nearly three months after Jarrar arrived in Tel Aviv.
8

to reach Jarrar to transmit the settlement proposal to her were unsuccessful until

September 26, 2023. Despite counsel’s knowledge that the prescriptive period would

expire on September 23, 2023, and knowing before that date that he had not been

able to make contact with his client, the record does not reflect that counsel requested

Go Auto to extend the prescriptive period until such time as he could make contact

with her or to agree to keep the settlement offer open beyond the prescriptive period

if he had not made contact with Jarrar by its expiration. Nor did counsel attempt to

file a “place holder” suit that he could amend and/or supplement later, in the event

that the settlement fell through. Counsel did not request an accident report until

October 6, 2023, well after prescription had run and did not file suit until October

13, 2023, some 20 days after the running of prescription.

Thus, we do not find that the district court manifestly erred by “failing to

address and consider relevant factors particular to the case at issue in determining

whether or not contra non valentem applies to prevent the running of prescription,”

as alleged by Jarrar in her first assignment of error. Quite the contrary. We believe

that the district court properly considered all of the relevant factors in finding that

there is no basis for applying the doctrine of contra non valentem in this case.

Nor do we find that the district court committed manifest error by

“inappropriately inferring the Appellant possessed facts sufficient to file a lawsuit

prior to one year from the date of the accident,” as contended by Jarrar in her second

assignment of error. Contra non valentem is concerned with what was known to the

plaintiff within the prescriptive period. Here the plaintiff knew as of September 23,

2022, that she had a claim or a potential claim against Rockvoan and his insurer for

damages suffered as a result of the Accident. She apparently procrastinated while

her cause of action lay dormant for at least ten months and then, simply left the

country and made no contact with her attorney. It appears that she did not make

9

contact until September 26, 2023, and then, not with her attorney, but with her

husband, who then contacted her attorney to accept Go Auto’s settlement offer.

Jarrar herself bears responsibility if her attorney had insufficent facts based upon

which to properly file a lawsuit within the prescriptive period. Her failure to provide

him the information necessary to conduct an investigation into her claims meant he

could not timely file a properly pled petition in the correct venue.

For the same reasons we find Jarrar’s first and second assignments of error to

have no merit, we also find that the district court did not manifestly err “by granting

Defendant’s Exception of Prescription as Defendant did not submit any evidence

that plaintiff had knowledge of facts sufficient to file a lawsuit prior to one year from

the date of the accident,” as asserted in Jarrar’s third assignment of error. The

evidence in the record clearly shows that Jarrar had knowledge of facts sufficient to

file a lawsuit on September 23, 2022. Jarrar’s fourth assignment of error is

substantively the same as her third assignment of error, stated differently.

Accordingly, we find that Jarrar’s fourth assignment of error also lacks merit.

Accordingly, for the reasons stated above, the judgment of the district court

granting Go Auto’s exception of prescription in this matter and dismissing Jarrar’s

Petition, with prejudice, is AFFIRMED.

AFFIRMED

10

11

SUSAN M. CHEHARDY CURTIS B. PURSELL

CHIEF JUDGE CLERK OF COURT

SUSAN S. BUCHHOLZ
FREDERICKA H. WICKER
CHIEF DEPUTY CLERK
JUDE G. GRAVOIS
MARC E. JOHNSON
STEPHEN J. WINDHORST LINDA M. WISEMAN
JOHN J. MOLAISON, JR.
FIRST DEPUTY CLERK
SCOTT U. SCHLEGEL
TIMOTHY S. MARCEL FIFTH CIRCUIT
MELISSA C. LEDET
JUDGES 101 DERBIGNY STREET (70053)
DIRECTOR OF CENTRAL STAFF
POST OFFICE BOX 489
GRETNA, LOUISIANA 70054 (504) 376-1400

(504) 376-1498 FAX
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IN ACCORDANCE WITH UNIFORM RULES - COURT OF APPEAL, RULE 2-16.4 AND 2-16.5 THIS DAY
JANUARY 29, 2025 TO THE TRIAL JUDGE, CLERK OF COURT, COUNSEL OF RECORD AND ALL PARTIES
NOT REPRESENTED BY COUNSEL, AS LISTED BELOW:

24-CA-312
E-NOTIFIED
24TH JUDICIAL DISTRICT COURT (CLERK)
HON. RAYMOND S. STEIB, JR. (DISTRICT JUDGE)
NO ATTORNEY(S) WERE ENOTIFIED

MAILED
LEONARD J. CLINE, JR. (APPELLANT) AUSTIN W. LANIER (APPELLEE) MATTHEW D. FRASER (APPELLEE)
LIONEL J. FAVRET, III (APPELLANT) MICHELE T. BARRECA (APPELLEE) ATTORNEY AT LAW
ATTORNEYS AT LAW ATTORNEYS AT LAW 704 CHRONDELET STREET
3021 35TH STREET 704 CARONDELET STREET NEW ORLEANS, LA 70130
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