Cited by
Opinions in Louisiana that cite Gay v. United Benefit Life Insurance Company, 96 So. 2d 497.
- Peterson v. Schimek 729 So. 2d 1024 La. 1999
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In Interest of Jln
658 So. 2d 272
La. Ct. App. 2d Cir. 1995
(1957) and Irving v. U.S. Fidelity & Guar.
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Grubbs v. Gulf Intern. Marine, Inc.
625 So. 2d 495
La. 1993
(1957), that in interpreting the provisions of codifications it must be borne in mind that primarily the general purpose of the lawmakers in enacting such legislation is to clarify and codify the laws as they then existed and as construed by the courtsnot to change them.
- Giannouleas v. Phoenix Maritime Agencies, Inc. 621 So. 2d 1131 La. Ct. App. 1st Cir. 1993
- Burst v. Western Fidelity Insurance Co. 561 So. 2d 980 La. Ct. App. 4th Cir. 1990
- Darby v. Safeco Ins. Co. of America 545 So. 2d 1022 La. 1989
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Bischoff v. Old Southern Life Ins. Co.
502 So. 2d 181
La. Ct. App. 3d Cir. 1987
22:619(B) as follows: "Under this statute, , (1957), the insurer must prove that the applicant's false statements were made with the intent to deceive and that they materially affected the acceptance of the risk or the hazard assumed by the insurer."
- Henry v. State Farm Mut. Auto. Ins. Co. 465 So. 2d 276 La. Ct. App. 3d Cir. 1985
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Green v. Pilot Life Ins. Co.
450 So. 2d 406
La. Ct. App. 3d Cir. 1984
(1957); Cloud v. Security General Life Ins.
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Morris v. Southern Life & Health Ins. Co.
430 So. 2d 792
La. Ct. App. 5th Cir. 1983
(1957); Comment, 22 La.L.Rev.
- Coleman v. Occidental Life Ins. Co. of NC 418 So. 2d 645 La. 1982
- United Benefit Life Insurance v. Paul 405 So. 2d 1250 La. Ct. App. 1st Cir. 1981
- Topps v. Universal Life Ins. Co. 396 So. 2d 394 La. Ct. App. 1st Cir. 1981
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Holland v. Louisiana Health Service & Indemnity Co.
372 So. 2d 655
La. Ct. App. 1st Cir. 1979
(1957); Reed v. American Casualty Company of Reading, Pennsylvania, (La.App.
- Martin v. Security Indus. Ins. Co. 367 So. 2d 420 La. Ct. App. 2d Cir. 1979
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Johnson v. Occidental Life Ins. Co. of Cal.
368 So. 2d 1032
La. 1979
Under this statute, , (1957), the insurer must prove that the applicant's false statements were made with the intent to deceive and that they materially affected the acceptance of the risk or the hazard assumed by the insurer.
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Cousin v. Page
367 So. 2d 875
La. Ct. App. 1st Cir. 1978
In Gay v. United Benefit Life Insurance Co. , (1957), our Supreme Court stated that a material misrepresentation by an insured will not defeat coverage unless such misstatement was made fraudulently or with intent to deceive.
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Willis v. Colonial Life & Acc. Ins. Co.
353 So. 2d 480
La. Ct. App. 3d Cir. 1977
Co., , (1957); Stoma v. Prudential Ins.
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Cloud v. Security General Life Ins. Co.
352 So. 2d 406
La. Ct. App. 3d Cir. 1977
(1957); Reed v. American Casualty Company of Reading, Pennsylvania, (La.App.
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Brown v. National Old Life Ins. Co.
345 So. 2d 1023
La. Ct. App. 2d Cir. 1977
(1957), the Louisiana Supreme Court rendered its first decision interpreting Louisiana Revised Statutes 22:619(B) [1] .
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Pendarvis v. Continental Service Life & Health Insurance Co.
339 So. 2d 367
La. Ct. App. 1st Cir. 1976
Amended and reenacted Acts 1958, No. 125.” , (1957) our Supreme Court interpreted this provision to mean that a material misrepresentation by an insured will not defeat recovery of policy proceeds unless such misstatement was made fraudulently or with the intent to deceive; that is, knowing it to be untrue and believing it to be material to the ri
- Watson v. Life Insurance Company of La. 335 So. 2d 518 La. Ct. App. 1st Cir. 1976
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Followed
Jordan v. Life General Security Insurance
333 So. 2d 732
La. Ct. App. 1st Cir. 1976
While we would not be bound by this decision, , (1957) which was cited and followed in Stoma .
- Brennan v. Provident Mutual Life Insurance 322 So. 2d 230 La. Ct. App. 1st Cir. 1975
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Reed v. American Casualty Co. of Reading, Pa.
317 So. 2d 648
La. Ct. App. 1st Cir. 1975
(1957); ( 1 La.App., 1967 ); ( 3 La.App., 1971 ); ( 2 La.App.
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Mistric v. Republic Nat'l Life Insurance Company
314 So. 2d 472
La. Ct. App. 1st Cir. 1975
(1957), that the burden of proof is on the insurer to establish that a misrepresentation was made in the application, that the misrepresentation was material to the risk, and that the misrepresentation was made with an actual intent to deceive the insurer.
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Parfait v. Minnesota Mutual Life Insurance Co.
311 So. 2d 558
La. Ct. App. 4th Cir. 1975
(1957); Knight v. Jefferson Standard Life Ins.
- Boyette v. Chrysler Credit Corporation 298 So. 2d 130 La. Ct. App. 1st Cir. 1974
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New Jersey Life Insurance v. Henri Petetin, Inc.
297 So. 2d 726
La. Ct. App. 1st Cir. 1974
(1957) which held that a material false statement in an application will vitiate an insurance policy only if the applicant knew of its incorrectness.
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Stoma v. Prudential Insurance Company of America
281 So. 2d 871
La. Ct. App. 3d Cir. 1973
(1957), and by this court in First Fed.
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Murphy v. Continental Casualty Company
269 So. 2d 507
La. Ct. App. 1st Cir. 1972
We note, however, that subsequent to Roche above, , .
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Bamburg v. Reserve Life Insurance
259 So. 2d 408
La. Ct. App. 1st Cir. 1972
The weight of authority, , (1957) holds that to invalidate an insurance policy for false statements in the application, the insurer must prove the insured made the false representations with the intent to deceive and they were material to the risk or hazard assumed by the insurer.
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Hendricks v. Connecticut General Life Ins. Co.
244 So. 2d 249
La. Ct. App. 3d Cir. 1971
(citations omitted) Defendant contends that in the Fruge case, supra, , and, further, (2nd Cir. 1967) (4th Cir. 1964) have construed t
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Carroll v. American Employers Insurance Co.
241 So. 2d 538
La. Ct. App. 1st Cir. 1970
528, 529 (fire insurance); , (health and accident insurance); General Finance Company of Louisiana v. Universal Automobile Ins.
- 112 Grocery v. Cappel 228 So. 2d 157 La. Ct. App. 1st Cir. 1969
- Knight v. Jefferson Standard Life Insurance Co. 205 So. 2d 485 La. Ct. App. 1st Cir. 1967
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Roy v. Trans-World Life Insurance Co.
199 So. 2d 416
La. Ct. App. 1st Cir. 1967
Co., , ; Frugé v. Woodmen of the World, supra, and authorities cited therein.
- Trahan v. Security Life and Trust Company 199 So. 2d 617 La. Ct. App. 3d Cir. 1967
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St. Paul Fire & Marine Insurance v. Clair
193 So. 2d 821
La. Ct. App. 1st Cir. 1966
528, 529 (fire insurance); , (health and accident insurance); General Finance Company of Louisiana v. Universal Automobile Ins.
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Fruge v. Woodmen of World Life Insurance Society
170 So. 2d 539
La. Ct. App. 3d Cir. 1965
our Supreme Court said: "[A]fter a careful reading of the cases in which the preexisting law was interpreted and applied we are convinced that the codifiers, with reference to the provisions in question (LRS 22:619B), were merely attempting to express the courts' holding to the effect that in order to
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Welch v. New York Underwriters Insurance Co.
145 So. 2d 376
La. Ct. App. 3d Cir. 1962
528, 529 (fire insurance); , (health and accident insurance); General Finance Company of Louisiana v. Universal Automobile Ins.
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Kennison v. US LETTER CARRIERS'MUTUAL BEN. ASS'N
132 So. 2d 94
La. Ct. App. 1st Cir. 1961
it is necessary that not only must the answers given on the application be false, but the applicant must know them to be false.
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State ex rel. Superior Oil Co. v. Texas Gas Transmission Corp.
128 So. 2d 849
La. Ct. App. 1st Cir. 1961
Co., , ; City of Alexandria v. La Combe, 220 La.